Frequently Asked Questions regarding Professional Liability Insurance Coverage


Is my professional liability insurance coverage still in effect?
Yes, your professional liability insurance is still very much in effect and it has been throughout the duration of the provincial State of Emergency/mandated cessation of practice.

Will my professional liability insurance cover me during COVID-19?
Although you have professional liability insurance, it is not going to cover you in all circumstances and will be considered on a case-by-case basis. Yes, it is there as a protective measure, but if you are found negligent of wrongdoing (regardless of the scenario), it will not provide immunity from liability in all situations. Ultimately, everyone’s particular practice situation will be different, and it is best to speak directly with LMI if you have any concerns regarding this or if you would like further clarification, please contact:

Kathy Chan, RIBO
Account Manager
Lackner McLennan Insurance Ltd or
Tel: 519-579-3330 Ext. 1352
Toll Free: 1-877-768-2262
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Lackner McLennan Insurance (LMI)– A Return to Practice and Professional Liability Insurance Coverage
RMTs returning to practice must follow all rules that are specified by the government and their governing body (CMTNB). (All precautions should be put in place as specified in the Return to Practice Framework issued by the CMTNB.) Click here

Can I still practice acupuncture, cupping, or other modalities?
You may continue to practice any of the modalities within your scope of practice or those that you have been insured or endorsed to use through Lackner McLennan Insurance. Nothing has changed in this regard.

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