The following documents are to be used for a member's Insurance Registration/Renewal. If you do not have Adobe Acrobat, please click on the Adobe icon on the right of the page to download. This will open a new window.
- Important consideration regarding your Isurance Policy
- Own a clinic, Spa, or studio? Let us help you protect it
- Insurance Policy Wording
- Application for Professional Liability
- LACKNER MCLENNAN Insurance Information
- Legal Guard Information Service
This INDIVIDUAL LIABILITY POLICY is designed to cover you as an individual practitioner and is not intended to cover Employees, Sub-Contractors, Business Partners or a Commercial Office space you may be renting over 200 sqft. The Insurance limits of this individual policy, is not sufficient for business practices that fall outside these parameters.
This policy includes the following modalities, for insured’s who have successfully completed their continuing education in the following:
(Please note in case of a claim, you will need to provide proof that you are practicing within the scope of your successfully completed education.)
Modalites that are considered within the scope of practice of massage therapy by the College of Massage Therapist of New Brunswick(CMTNB) - Therefore can be added without RMTs submitting a certificate of training. Certificate of training must be available if requested.
- Active Release
- ANLI Assessments
- Baths (Hydrotherapy)
- Cold Packs
- Cranial Sacral Therapy including Unwinding
- Deep Connective Tissue
- Deep Muscle
- Deep Flow Massage
- Esalen Tissue
- Hot Packs
- Hot Stone Therapy
- Bowen Therapy
- Infant Massage
- Integrative Manual Therapy
- Joint Mobilization
- Labour Support
- Lomi Lomi
- Manual Lymph Drainage
- Muscle Energy
- Myofascial Release
- Neuromuscular Therapy
- Neuromuscular Integration and Structural Alignment (NISA)
- Proprioceptive Neuromuscular Faciliation (PNF)
- Remedial Exercise including Exercise Therapy
- Shiatsu including Moxibustion
- Athletic Taping and Bracing
- Strain / Counterstrain
- Structural Integration
- Traditional Thai / Thai Yoga Massage
- Trigger Point Therapy
- Tui Na
- Visceral Manipulation
ADDITIONAL MODALITIES: LM Insurance can insure many modalities; however, your policy only insures you for the modalities listed on it. If you practice other modalities you must advise LMI, so we can determine whether or not it can be included on your policy. Please note some modalities are subject to additional premiums.
PRODUCT SALES- This policy allows up to $25,000 in product sales- Products must relate to your modality, they cannot be self manufactured, tampered with, nor relabeled. Products can only be sold to existing clients.
This policy is an OCCURRANCE BASED FORM which means claims are covered when they occur during the policy term, regardless of when they are reported. For example if you stop paying for an occurrence based policy when you stop practicing, you will still have coverage for when you WERE practising, no matter when the actual claim is reported.
All practising and provisional members must carry Professional Liability Insurance, which you may purchase through the association. The association's chosen insurance carrier is Lackner McLennan Insurance Ltd.
Please follow the directions on the site to renew your insurance. If you have any questions, please do not hesitate to contact us via any of the means listed in our 'contact us' section.